After church this weekend, a friend of mine stopped me to tell me that she’d made one of my recipes (they’re in a fundraising cookbook) and had really enjoyed it. As she told me about it, my mouth started watering, and I realized it had been a long time since I’d made this Chocolate and Caramel Tart myself. Granted, I haven’t made it in the last twenty-four hours, but I’m hoping this is my reminder and impetus to do so.
And yes, I promise this is another easy one!

How to Make Chocolate And Caramel Tart
For the Crust:
In a medium bowl, beat together the butter, cream cheese, and flour. Add the powdered sugar and only enough water as is needed to hold together the dough.
Shape into a flattened ball. Cover with plastic and chill for 30 minutes. Roll out on a lightly floured surface until large enough to fill a 10″ tart pan with a removable bottom.
For the Caramel Filling:
In a medium saucepan, combine butter, condensed milk, and brown sugar. Stir over medium heat for about ten minutes or until the mixture is pale and thick.
Remove from heat and cool slightly. Spread evenly over the crust, and let stand ten minutes until set. Preheat oven to 350 degrees.

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For the Chocolate Filling:
In a small saucepan, combine butter and sugar and heat until the butter is melted and the mixture is warm. Remove from the heat and stir in the chocolate until melted. Add the egg, flour, and cocoa, and stir until well combined.
Spread over the caramel filling and bake for 28-30 minutes or until just set. Cool in the pan. Dust with powdered sugar just before serving.


When I make this, I pretty much finish one step and start the next one, and the timing works out fairly well. This is so good and so rich, but sooo worth it!

Chocolate And Caramel Tart
Ingredients
For the Crust:
- 1/3 cup unsalted butter softened
- 2 ounces cream cheese softened
- 1 cup flour
- 1 tablespoon powdered sugar
- 2-3 tablespoons cold water
For the Caramel Filling:
- 1/3 cup unsalted butter
- 14 ounces sweetened condensed milk
- 2 tablespoons packed brown sugar
For the Chocolate Filling:
- 1/3 cup unsalted butter
- 1/2 cup granulated sugar
- 3 ounces semi-chocolate chopped
- 1 egg
- 1/3 cup flour
- 2 tablespoons dark cocoa powder
- Powdered sugar for dusting
Instructions
- In a medium bowl, beat together the butter, cream cheese, and flour. Add the powdered sugar and only enough water as is needed to hold together the dough1/3 cup unsalted butter, 2 ounces cream cheese, 1 cup flour, 1 tablespoon powdered sugar, 2-3 tablespoons cold water
- Shape into a flattened ball. Cover with plastic and chill for 30 minutes. Roll out on a lightly floured surface until large enough to fill a 10″ tart pan with a removable bottom.
- For the caramel filling, in a medium saucepan, combine butter, condensed milk, and brown sugar. Stir over medium heat for about ten minutes or until mixture is pale and thick.1/3 cup unsalted butter, 14 ounces sweetened condensed milk, 2 tablespoons packed brown sugar
- Remove from heat and cool slightly. Spread evenly over the crust, and let stand ten minutes until set. Preheat oven to 350 degrees.
- For the chocolate filling, in a small saucepan, combine butter and sugar and heat until butter is melted and mixture is warm. Remove from the heat and stir in the chocolate until melted. Add the egg, flour, and cocoa, and stir until well combined.1/3 cup unsalted butter, 1/2 cup granulated sugar, 3 ounces semi-chocolate, 1 egg, 1/3 cup flour, 2 tablespoons dark cocoa powder
- Spread over the caramel filling and bake 28-30 minutes or until just set. Cool in the pan. Dust with powdered sugar just before serving.Powdered sugar
Notes
- The beauty of this recipe is that each step can be done while the previous one bakes/cools, minimizing downtime.
- For more tips and tricks, be sure to read the full article above.
Nutrition
This site uses an online source to provide nutrition estimates as a courtesy. If you need exact values, please calculate yourself.

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Wow! That sounds very decadent and delicious! Love the cookbooks from church! I look at the name of the person submitting the recipe and know if that recipe will be a good one…or not! Is that called judging? Shame on me!
Thanks for sharing this great recipe!
Sounds delicious!! I love anything sweet, especially chocolate and caramel!! Thanks for sharing!
My keyboard needed cleaned, but I'd have preferred to use something other than saliva.
Yum! I love desserts 🙂
Cream cheese, caramel, and chocolate. I stopped there. I'm on my way.
Cream cheese, caramel, and chocolate. I stopped there. I'm on my way.
yumm a must try thanks for sharing
Sounds like a good one!!!
Did I gain 2 pounds just thinking about this lovely dessert?? Sounds real good.
Are you kidding me woman? I'm trying to break my sugar addiction and you dangle this in front of me! I'm in trouble.